Lending Criteria. Quickly find details on our requirements

Lending Criteria. Quickly find details on our requirements

Data Controller

An organization that chooses the way the individual information it gathers and holds is employed is called a ‘data controller’. We call this usage of personal data ‘processing’ – including the collection, storage space, analysis, sharing, disposal and retention of individual data. The data controller of your personal data is Accord Mortgages Limited if you’re a customer of Accord.

As a Data Controller, our company is registered because of the Ideas Commissioner’s workplace (ICO) – the organisation into the UK that oversees that an organization is acting consequently whenever processing data that are personal. Our enrollment quantity is:

Why do we truly need your data that are personal?

To be able with a high quality service, deal with your queries, make an assessment on the suitability of our products or services and to enter into a relationship with you, we will need to obtain and use personal data that we can provide you. We additionally use personal data to talk to you.

If you are already a customer, we may not need to collect it again and in such cases, we will make this clear if we already hold some of your personal data, for example.

Let’s say you may not offer data that are personal?

You might be under no statutory or contractual obligation to offer any individual data to us. But, with our products or services if you do not provide the information, we may not be able to provide you. We are additionally be communicate that is unable you efficiently.

Exactly What individual information do we gather?

We collect and make use of a number of individual information to operate our business and handle our relationship with you. The table below programs the conventional kinds of individual information we ask you for and exactly why we may ask for this. You’ll find more specific information in the ‘how do we use your personal data’ section:

Special Category Data

Every once in awhile, we might have to require personal data that may appear painful and sensitive. For example, a concern regarding the wellness, weaknesses or whether you have got any previous unlawful beliefs. This really is referred to as ‘special category information’

Generally speaking we try not to collect special category information in regards to you, but sometimes the non-public data we gather may expose this. This, will nonetheless, be restricted to the minimum needed. This could add data that are personal to your:

  • wellness, including any medical problem, health insurance and illness including screening that is pre-employment

Where do we obtain data that are personal?

We get your individual information when you look at the after ways:

Just how do we gather unique category information?

In nearly all cases, we’ll ask for the explicit permission before collecting unique category data we believe you or someone else may be at risk unless we are required to by law, there is an overriding public interest, or where.

Then we’ll assume that you’re happy for us to record it – unless you tell us not to if you contact us containing this type of information. If somebody functioning on your behalf provides this information, we’ll record what’s been supplied and whom https://speedyloan.net/title-loans-ma offered it to us.

You’ve got the right to withdraw your consent to us recording and utilizing unique category information at any moment. This may not influence any usage we now have made from the given information just before withdrew your permission.

Collecting data that are personal folks who are maybe not a person

Every so often, we may need certainly to gather or make use of individual information about people who aren’t our customers. This can add people that are:

Legal foundation for processing data that are personal

We process your individual information for a quantity of various purposes. Once we gather, make use of, share or hold your individual data, we ought to have a legitimate reason to do this (referred to as a ‘lawful basis’). The dining table below sets out of the various basis that is lawful may depend on. You will find out more when you look at the how exactly we make use of your personal information section.

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